How to send money from Ghana to Nigeria

How to send money from Ghana to Nigeria (2021)

I’ll be showing you how to send money from Ghana to Nigeria. You could be in Ghana (or anywhere else in the world), and send money to anyone in Nigeria.

Electronic Transfer is the most obvious option to send money from Ghana to Nigeria, or anywhere else for that matter. Back in the day, you had to worry about border modalities and other physical requirements, but not anymore!

How to send money from Ghana to Nigeria (2021)

But then, you really have to be sure how electronic transfers are actually done because it does have its procedures.

Luckily, I’ll be sharing with you the practical steps on how to send money from Ghana to Nigeria.

Western Union

I’ll begin the exposé with the most popular services that could be used to send money from Ghana to Nigeria.

Western Union. It’s the most widely used electronic transfer service, especially when the two countries we’re talking about are concerned.

To get started on Western Union, simply log on to the Western Union website Here, to create an account.  You would be required to put in your Banking info, and pay the registration fee.

Upon successful registration, you would then have to wait for the verification of your newly opened account.

Upon verification, you can then freely send money from Ghana to Nigeria.

International Bank Transactions

If you want to trade convenience for savings on transfer fees (which you would be invariably charged by Western Union), you can use your bank to make the international transaction.

This works both ways, so if you’re sending from Ghana, you can contact your bank in Ghana, and if you’re sending from Nigeria, visit your bank to effect the transaction.

Bear in mind, that there is a possibility not every bank in Ghana can send money to Nigeria.

I know for sure that you can use Ecobank to carry out bank transactions between the two countries.

So, you would need to check with your bank (whether in Nigeria or Ghana) if they can send/receive money from the other country.

If they can’t, you’re left with the choice of using another bank or just use Western Union.

The last but not the least method on How to send money from Ghana to Nigeria is making use of Cofred.


Cofred is another 24th Century online platform that has now helped bridge the gap in the area of receiving money and sending money locally i.e within Africa and Internationally to any country in the world.

To get Started with Cofred:

  1. First of all visit their official Site, click on the sign-up button

2. Fill in the Open Your Free Account Details and submit, your application will be reviewed

within 48 hours and approved.

3. To now start sending money from Ghana to Nigeria, sign in to your dashboard

4.Click on Add Money, then select the country’s currency ( Ghanaian Cedi), then enter the

amount you want to deposit.

5. Also select the mode of depositing the payment, either Mobile Money (MTN), Credit

Card, the amount of money will be processed and credited to your cofred online account.

6. Hence go back to your dashboard, select Send Money, Click on the drop-down option and

select the country’s currency ( Ghanaian Cedi), then enter the amount you want to send.

7. Hence choose the mode of payment which is bank transfer, click next and you will be asked to

add the bank details and select the bank of the receiver in Nigeria.

8. thereafter enter a pin and click submit, your transfer request will be processed with 24 hours.

You can also track the progress of the transaction via your Cofred Dashboard.

Conclusion on How to send money from Ghana to Nigeria 

You could be in business, or just have a loved one or acquaintance in the other country;

whatever it is, you can easily send money from Ghana to Nigeria, by virtue of things you must have read up there.

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