Complete Guide: Transfer MTN Credit to Another MTN Number Hassle-Free

Are you an MTN user looking to transfer credit to another MTN number? Well, you’re in luck! In this article, I’ll walk you through the simple steps to transfer MTN credit to another MTN number effortlessly. Whether you want to help out a friend in need or simply share the love, this guide will make the process a breeze. So, let’s get started and learn how to transfer MTN credit in just a few easy steps.

Transferring credit to another MTN number has never been easier. With just a few taps on your phone, you can send credit to your loved ones in no time. In this article, I’ll share with you the step-by-step process to transfer MTN credit seamlessly. From checking your balance to initiating the transfer, I’ll cover it all. So, if you’re ready to become a pro at transferring MTN credit, keep reading and get ready to spread the joy to your friends and family.

Key Takeaways

  • Checking your MTN credit balance is crucial before initiating a credit transfer. Dial *124# to check your balance.
  • Register for the MTN credit transfer service by dialing *198# and follow the prompts. Set a secret PIN for your transactions.
  • Understand the transfer limits and charges. Currently, the minimum transfer amount is GHS 1 and the maximum is GHS 50. There is a transaction fee applied, and there is a limit of 10 transfers per day.
  • To initiate a credit transfer, dial *198#, enter the recipient’s MTN number, the amount to transfer, and your transfer PIN. Review and confirm the transaction.
  • Confirm the credit transfer by waiting for SMS notifications, checking your balance, and verifying with the recipient. Note down the transaction reference number for future reference.
  • Troubleshoot common issues such as transaction failure, invalid PIN, insufficient balance, recipient confirmation issues, and transaction history discrepancies. Contact customer support if needed.

Checking your MTN credit balance

When it comes to transferring MTN credit to another MTN number, the first step is to check your current credit balance. This will ensure that you have enough credit to complete the transfer. Luckily, checking your MTN credit balance is quick and easy. Here’s how you can do it:

  1. Open your phone’s dialer and enter the USSD code *124#.
  2. Press the call button to dial the code.
  3. Almost instantly, you will receive a message on your phone with your current MTN credit balance.

By following these simple steps, you can easily check your MTN credit balance, ensuring that you have enough credit to transfer and avoiding any complications during the process. It’s always good to be aware of your current balance to avoid any unexpected surprises.


Remember, checking your MTN credit balance plays a crucial role before initiating a credit transfer. It allows you to have a clear understanding of how much credit you currently have and plan accordingly. Plus, it helps you avoid any situations where you might not have enough credit to complete the transfer.

So, before you proceed to the next step of transferring your MTN credit, take a moment to check your balance. It’s a small step that can make a big difference in ensuring a smooth and hassle-free transfer experience.

Registering for MTN credit transfer service

To begin the process of transferring MTN credit to another MTN number, you’ll need to register for the credit transfer service. This enables you to conveniently share your credit with friends, family, or colleagues. Here’s how you can easily register for the MTN credit transfer service:

  1. Dial the USSD code *198# on your MTN device.
  2. You’ll receive a prompt asking you to confirm your registration for the credit transfer service.
  3. Reply 1 to confirm your registration.
  4. Next, you’ll be asked to set a secret PIN for your credit transfer transactions. Choose a PIN that is easy for you to remember but hard for others to guess. It’s crucial to keep your PIN confidential to ensure the security of your transactions.
  5. Once you’ve set your PIN, you will receive a confirmation message stating that you have successfully registered for the MTN credit transfer service.
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It’s important to note that this service is only available for prepaid MTN customers. Additionally, there may be a small transaction fee applied when transferring credit, so be sure to check the applicable rates and charges.

By registering for the MTN credit transfer service, you gain the ability to easily transfer credit to other MTN numbers whenever the need arises. This service provides flexibility and convenience, allowing you to assist others by sharing your credit with them.

Now that you’ve completed the registration process, you’re ready to proceed with transferring credit to another MTN number. Let’s move on to the next step in this seamless process.

Understanding the transfer limits and charges

When it comes to transferring MTN credit to another MTN number, it’s essential to understand the transfer limits and any charges that may apply. Let me break it down for you:

  1. Transfer Limits: MTN has set specific limits on the amount of credit you can transfer. Currently, you can transfer a minimum of GHS 1 and a maximum of GHS 50 per transaction. Keep in mind that these limits are subject to change, so always check for any updates.
  2. Transaction Fee: While the MTN credit transfer service offers convenient and fast transfers, there is a small transaction fee applied. The fee is a percentage of the amount you transfer, with the exact percentage varying depending on the transferred amount. To get the exact fee charges, you can simply dial the *198# USSD code and follow the prompts.
  3. Frequency Limit: Besides the transfer amount limit, there is also a limit on the number of transfers you can make within a specific time frame. As an MTN customer, you are allowed to make a maximum of 10 transfers per day.
  4. Recipient Limit: When transferring credit, it’s important to note that the recipient must also be an MTN prepaid customer. This service is not available for postpaid customers or for transferring credit to other network providers.

It’s crucial to be aware of these limits and charges to avoid any inconvenience or surprises while transferring MTN credit. Always double-check your credit balance, set a secret PIN, and be mindful of the transfer limits. By understanding these details, you can make the most out of the MTN credit transfer service.

Remember, the process is user-friendly and accessible, allowing you to transfer credit conveniently whenever you need to help out a friend or family member with their MTN credit.

Initiating the credit transfer

To transfer MTN credit to another MTN number, follow these simple steps:

  1. Check your current credit balance: Before initiating a credit transfer, it’s important to know how much credit you have in your account. To check your balance, dial *124# and press the call button. You’ll receive a notification with your remaining credit balance.
  2. Register for the credit transfer service: If you haven’t registered for the credit transfer service yet, you’ll need to do so before you can proceed. To register, dial *198# and press the call button. Follow the prompts and enter the necessary details to complete the registration process. Once you’re registered, you can start transferring credit to other MTN numbers.
  3. Initiate the credit transfer: Once you have checked your credit balance and registered for the service, it’s time to initiate the actual credit transfer. To do this, dial *198# and press the call button. Follow the prompts and enter the recipient’s MTN number, the amount you wish to transfer, and your transfer PIN. Review the transfer details and confirm the transaction.
  4. Confirm the successful transfer: After confirming the transaction, you’ll receive a notification confirming that the credit transfer was successful. The recipient will also receive a notification about the incoming credit.

Remember, there are some limitations and charges associated with the MTN credit transfer service. The minimum transfer amount is GHS 1 and the maximum is GHS 50 per transaction. There is also a small transaction fee applied, which varies depending on the transferred amount. Additionally, there is a limit of 10 transfers per day and the recipient must be an MTN prepaid customer. It’s important to be aware of these limits and charges to avoid any inconvenience or surprises while transferring MTN credit.

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Continue reading to learn more about the transfer limits and charges of the MTN credit transfer service.

Confirming the credit transfer

Once you have initiated the credit transfer, it’s essential to confirm that the transaction is successful. Here are the steps to ensure that your credit has been transferred successfully to the intended MTN number:


  1. Wait for the SMS confirmation: After initiating the transfer, both you and the recipient will receive an SMS notification confirming the status of the transaction. This SMS will include details such as the amount transferred, the recipient’s number, and the transaction reference number.
  2. Check your balance: To confirm that the credit has been deducted from your account, check your balance by dialing the *131# or *556# USSD code. You should see the reduced credit amount reflecting in your balance.
  3. Ask the recipient: It’s always a good idea to reach out to the recipient and confirm with them if they have received the transferred credit. This step ensures that there are no discrepancies or issues with the transfer.
  4. Verify the credit balance: If the recipient confirms the transfer, they can also check their credit balance by dialing the same USSD codes *131# or *556#. They should see an increased credit amount in their account.
  5. Keep the transaction reference number: Make sure to note down the transaction reference number provided in the SMS confirmation. It can be useful for future reference or in case you need to contact customer support for any possible issues with the transfer.

Remember, confirmation of the credit transfer is crucial to ensure that the intended recipient receives the transferred credit successfully. If for any reason the transfer was not successful, or if there are discrepancies with the amount transferred, make sure to reach out to MTN customer support for assistance.

Now that you know how to confirm the credit transfer, you can proceed with peace of mind knowing that your credit has reached the right person.

Troubleshooting common issues

Sometimes, even when you follow all the steps correctly, you may encounter some common issues while transferring MTN credit to another MTN number. Here are a few troubleshooting tips to help you overcome these challenges:

  1. Transaction failure: If your credit transfer is unsuccessful, double-check the recipient’s number to ensure it’s correct. Additionally, make sure that you have sufficient credit in your account to complete the transfer. If the issue persists, try the transfer again after a few minutes or contact customer support for further assistance.
  2. Invalid PIN: During the credit transfer process, you will be asked to enter your PIN for verification. If you receive an error message stating “Invalid PIN,” verify that you have entered the correct PIN associated with your MTN account. If you’ve forgotten your PIN or need to reset it, follow the instructions provided by MTN customer support.
  3. Insufficient balance: To transfer credit successfully, you must have enough credit in your account to cover both the transfer amount and any associated transaction fees. If you don’t have sufficient balance, consider topping up your account before attempting the transfer again.
  4. Recipient confirmation issues: After initiating the credit transfer, it’s important to confirm with the recipient that they have received the credit. If the recipient claims not to have received the credit, ask them to check their account balance or send an SMS to confirm. If there are still issues, contact customer support with the transaction reference number for further investigation.
  5. Transaction history discrepancies: It’s a good practice to keep a record of your credit transfer transactions, including the date, time, and transaction reference number. In the event of any discrepancies or issues, having this information readily available will help facilitate the process of resolving the problem with MTN customer support.
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It’s important to remember that while transferring MTN credit can be convenient and efficient, it’s essential to be aware of these common issues and have the necessary troubleshooting steps at hand. By following these guidelines, you can ensure a smooth and error-free credit transfer experience.

Conclusion

Transferring MTN credit to another MTN number is a convenient way to share your mobile credit with friends and family. In this article, I have provided a step-by-step guide on how to transfer credit, including checking your balance and registering for the credit transfer service. I have also highlighted some important points to keep in mind, such as the limitations and charges associated with the service.

Additionally, I have shared troubleshooting tips for common issues that may arise during the credit transfer process. By being aware of these potential problems, you can ensure a smooth and error-free experience when transferring credit. Issues such as transaction failure, invalid PIN, insufficient balance, recipient confirmation issues, and transaction history discrepancies can be easily resolved by following the troubleshooting steps provided.

Remember, transferring MTN credit is a simple process that can be done quickly and easily. By following the steps outlined in this article and keeping the troubleshooting tips in mind, you can enjoy a hassle-free credit transfer experience. So go ahead and share your credit with your loved ones, knowing that you have the knowledge and tools to do it successfully.

Frequently Asked Questions

Q: How do I transfer MTN credit to another MTN number?

To transfer MTN credit to another MTN number, follow these steps: Dial *198#, select ‘Transfer Credit,’ enter the recipient’s number, enter the amount you wish to transfer, enter your PIN, and confirm the transaction.

Q: How can I check my current credit balance?

To check your current credit balance, simply dial *182# on your phone, and your balance will be displayed on the screen.

Q: How do I register for the credit transfer service?


To register for the credit transfer service, dial *198# on your phone and follow the prompts to set your secret PIN for credit transfers.

Q: Are there any limitations or charges associated with the credit transfer service?

Yes, there are limitations and charges associated with the credit transfer service. You can only transfer between a minimum of X and a maximum of Y credits per transaction. Additionally, the service is subject to a Z% transfer fee, which will be deducted from your credit balance upon each successful transfer.

Q: What should I do if my credit transfer transaction fails?

If your credit transfer transaction fails, ensure that you have entered the recipient’s number correctly. If the issue persists, contact MTN customer support for further assistance.

Q: What should I do if my PIN is not working or I forget my PIN?

If your PIN is not working or you forget your PIN, dial *198#, select ‘Forgot PIN,’ and follow the prompts to reset your PIN.

Q: What should I do if I don’t have enough credit to transfer?

If you don’t have enough credit to transfer, recharge your account with the desired amount before attempting the credit transfer.

Q: What if the recipient does not receive the transferred credit?

If the recipient does not receive the transferred credit, verify that the recipient’s number is correct, and ask them to check their credit balance. If the issue persists, contact MTN customer support.

Q: How can I view my credit transfer transaction history?

To view your credit transfer transaction history, dial *198#, select ‘Transaction History,’ and follow the prompts to view the details of your previous credit transfers.



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