In a bold new policy proposal aimed at boosting family wealth and future investment opportunities, President Donald Trump has announced that every American child born between January 1, 2025, and December 31, 2028, will receive a $1,000 government-funded investment account.
The initiative was revealed during a White House roundtable held on Monday, June 9, 2025, with more than a dozen top CEOs in attendance, including leaders from Uber, Goldman Sachs, and Dell Technologies.
About the ‘Trump Accounts’ Program
Under this plan, the U.S. federal government will deposit $1,000 into a tax-deferred investment account for each qualifying newborn. These accounts, called “Trump Accounts,” will be linked to the overall stock market, offering families a new opportunity to build wealth for their children’s future.
“For every U.S. citizen born after December 31, 2024, and before January 1, 2029, the federal government will make a one-time contribution of $1,000 into a tax-deferred account that will track the overall stock market,” Trump stated.
Parents or guardians will manage these accounts and can contribute up to an additional $5,000 annually in private funds.
A Pro-Family Initiative
Describing the program as “a pro-family initiative,” Trump emphasized that the move will enable millions of American families to benefit from the strength of the U.S. economy and empower the next generation with a financial head start.
“This is about giving every child a chance to grow wealth, regardless of their family’s financial situation,” Trump added.
Key Features of the ‘Trump Accounts’:
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$1,000 federal deposit at birth for eligible children.
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Tax-deferred growth linked to the stock market.
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Parental or guardian control of the account.
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Annual private contribution limit: $5,000.
The program is expected to face legislative scrutiny and debate in Congress but has already sparked widespread discussion about its potential to reshape American family finances.
